PRIVACY POLICY

Baoba USA, LLC("Baoba," "We", or “Us”) respect your privacy and information and are committed to collecting, using, maintaining, and protecting it through our compliance with this Privacy Policy. This policy applies to your usage of the websitebaoba.us or baobausa.com (known collectively as “Site”) as well as our services (“Services”).Your use of the Site or Services constitutes your acceptance of this Privacy Policy. 
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1. COLLECTION OFINFORMATION
‍We collect personal information, by which you may be personally identified, when you provide it to us. We collect non personal information, such as website usage statistics, when you interact with our Site.1.1  : Personal information: We may collect the following information (“Personal Information”)when you provide it to us through our Site, email, or third party services such as Google Forms:
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a)  Name, postal address, e-mail address, telephone number, social security number;
b)  Age, birth year, gender
c)  Employer and work history
d)  Records and copies of your correspondence (including email addresses), if you contact us;
e)  Responses to surveys and questionnaires;
f)   Financial information, such as your credit score, amount of student loan(s), credit card debt, mortgage(s), car loan(s), home equity line(s) of credit, personal loan(s) and line(s) of credit, the percentage of your assets in liquid assets, vehicles, primary residence, real estate, retirement accounts, the stock market, and other miscellaneous assets; and
g)  Payment information and any financial information required to complete a transaction you are requesting, such as when paying for the services. 

1.2  : Nonpersonal information: The following information (“Nonpersonal Information”) may be collected automatically through your interactions with our Site, cookies, flash cookies, and beacons:
 a) Details of your visits to our Site, including traffic data, location data, logs and other communication data about your activity on the Site; and
b)  Information about your computer and internet connection, including your IP address, operating system, and browser type. 

1.3  Financial Advisor Information: Finally, if you meet with a financial advisor, they may collect information (“Financial Advisor Information”) in the course of providing advisory services, such as: 
a)  Information types listed under Personal Information; and
b)  Other financial information. 


2.  USE OF INFORMATION
‍Personal Information and Nonpersonal Information may be used to:
a)  Provide the Site and Services, including through sharing with our financial experts, employees, and third parties
b)  Advertise and market
c)  Comply with court orders, law enforcement, or other legal requirements
d)  Defend the business against claims or protect the business's rights, employees, or property
e)   Enforce terms of use, billing, or other contract-related activity; or
f)    Prepare for or execute a merger, sale, acquisition, or any other situation where personal information may be transferred as a business asset Financial Information may be used in the course of providing the requested Services. 

3.  DISCLOSURE OFINFORMATION 
‍We may disclose aggregated information which does not personally identify you or Nonpersonal information without restriction. We may disclose Personal Information that we collect or you provide as described in this privacy policy: 

a)  To our subsidiaries and affiliates.
b)  To contractors, service providers, and other third parties we use to support our business[ and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them].
c)    To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Baoba’s assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by Baoba about our Website users is among the assets transferred.
d)  To fulfill the purpose for which you provide it.
e)   For any other purpose disclosed by us when you provide the information.
f)   With your consent.
g)   To comply with any court order, law, or legal process, including to respond to any government or regulatory request.
h)   To enforce or apply our terms of use and other agreements, including for billing and collection purposes.
i)    If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Baoba, our customers, or others. 

4. YOUR CHOICES ABOUT OUR USE AND DISCLOSURE 
‍We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information. See our GLBA disclosure for more information. 

5. PROTECTION AND MAINTENANCE OF INFORMATION
‍Baoba utilizes a third-party service provided by Google, Google Docs, to maintain and protect your information. Please review Google’s Privacy Policy, which governs the usage of Google Docs. Transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website. 

6. CHILDREN 
‍Our Website is not intended for children under 16 years of age. No one under age 16 may provide any personal information to or on the Website, use the site, or attempt to register for a Service. 
We do not knowingly collect personal information from children under 16. If we learn we have collected or received personal information from a child under 16 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 16, please contact us at the following email address: support@baoba.us. 

7. CHANGES TO THEPRIVACY POLICY 
‍We post the most recent version of our Privacy Policy at this address. Continued use of the Site after changes have been made constitutes your acceptance of those changes. Please periodically check this Privacy Policy for updates. When we make material changes to the collection, usage, and maintenance of our users’ information, we will post a notice on the homepage and send an email to the email addresses for our users. 

8. CONTACT INFORMATION 
‍To ask questions or comment about this privacy policy and our privacy practices, contact us at: support@baoba.us